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Transfer students

If you are considering transferring to a different college, there are several factors that you will need to consider. Examples of transferring schools can include:

  • transferring from a two year college to a four year college,

  • transferring from a two year college to a different two year college,

  • transferring from a four year college to a different four year college, or

  • transferring from a four year college to a two year college.

Items to consider when transferring include transfer of previously completed credit hours, scholarships, and financial aid. Check with your new school to find out their transfer policy.

Transfer of academic credits

You may be able to transfer credit hours completed at one school to another school. Transfer of credit hours may depend on the grade point average earned, the type of classes completed, your program of study, and the total number of transfer credit hours your new school will accept. Check with the appropriate office at your new school to see which credits hours they will accept.

If you are a veteran or servicemember, you may be able to receive college credit for your military training and experience. Credit hour transfer policies vary at schools, so it is critical that you start the process early. Check with your school to find out their process for transferring military credit hours. For information and a list of organizations that offer assistance to servicemembers pursuing a degree during and after military service, click on the G.I. Jobs.com website. If you are transferring credit hours between schools in Arkansas, the Arkansas Course Transfer System contains information about the transferability of courses. Under ACTS, students are guaranteed the transfer of applicable credits and equitable treatment in the application of credits for admissions and degree requirements for acceptable courses that meet basic criteria within this structure.

If you are transferring to a school outside of Arkansas or transferring from out of state to an Arkansas school, contact your new school to find out their transfer policy. Transfer policies may differ from school to school.

Scholarship transfer

If you are receiving the Arkansas Academic Challenge Scholarship, it is very important that you contact the Arkansas Department of Higher Education for information about transferring your scholarship to your new school. Certain restrictions and deadlines may apply.

If you are receiving a scholarship and transferring to a school outside of Arkansas or transferring from out of state to an Arkansas school, contact both schools to find out their transfer policy for scholarships. Transfer policies for scholarships may differ from school to school. 

Changes to Federal financial aid

Transferring from one school to another may affect your Federal financial aid. If you are transferring, stay in touch with your former school to be sure all financial aid and scholarships transfer successfully. Also, be sure that your student account is paid at your former school so that your academic records will be released to your new school. If you are transferring mid-year, you may be required to add the new school code on your Free Application for Federal Student Aid (FAFSA). You must complete the FAFSA each year to apply for Federal financial aid.

Your Federal financial aid may change depending on when you transfer schools, your grade level, and previous financial aid received. Your financial aid may be reduced if you are transferring during an award year or transferring during overlapping loan periods. Your new school will be required to monitor your Federal financial aid and enrollment history through a Transfer Student Monitoring Process on NSLDS. Once you have signed into your NSLDS account, click on each loan to find your loan servicer contact information.

Possible changes to your Federal financial aid due to transferring schools are as follows:

  • If you do not enroll at least half time at your new school within six months, the six-month grace period will begin for your Federal student loan. Repayment of your student loan will begin after the end of the six-month grace period.

  • If you are not enrolled at least half time at your new school within nine months, the nine-month grace period will begin for a Federal Perkins Loan. Repayment of this student loan will begin after the end of the nine-month grace period.

  • An in-school deferment that you have on a previous loan may end when you transfer schools. Contact your loan servicer to see if you need to apply for a new in-school deferment when you transfer.

  • Contact your previous school to be sure all financial aid not used has been cancelled. A Federal student loan you were originally set to receive at your former school will be recalculated by your new school.

  • You may have to repay Federal financial aid according to the Federal return of funds policy if you withdraw from your previous school and you did not complete 60 percent of the semester.

  • Federal Pell Grant funds may be recalculated based on changes made to your enrollment at your new school.

  • A TEACH Grant award may be adjusted due to changes in your enrollment at your new school.

  • Adjustments to other Federal financial aid programs may be made to prevent overawards or to address overpayments that result from changes to your enrollment from school to school.

  • Changes in enrollment may affect your Satisfactory Academic Progress, which may limit future Federal financial aid. For more information, see “Satisfactory Academic Progress”.

  • Changes in enrollment may affect your Direct Subsidized Loan Maximum Eligibility Period (MEP) limit and cause a loss of interest subsidy. For more information, see “Direct Subsidized Loan eligibility time limit”.

  • Pell Grant funds already received will count towards your Federal Pell Grant Lifetime Eligibility Used (LEU) amount. For more information, see “Federal Pell Grant Lifetime Eligibility Used (LEU)”

If you decide to transfer schools, contact your new school’s financial aid office for procedures concerning your Federal financial aid. If you received a Federal student loan, you will be required to complete exit counseling at your former school.

If you have cancellations or refunds of Federal financial aid, check NSLDS to be sure your information is correct. If you have any questions about the information listed on NSLDS, contact your loan servicer and your school. Be sure to keep all documentation concerning cancellations or refunds of your financial aid.